PeptidesPayments
Full glossary
Risk

Decline

A transaction the customer’s bank refuses to authorize — either soft (retryable) or hard (permanent).

A decline is a transaction the issuing bank refuses to approve. Soft declines are temporary and worth retrying; hard declines are permanent and should not be retried.

Managing declines well — especially for subscriptions — recovers revenue that would otherwise be lost at checkout.

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Pre-qualify

Secure, compliant, reliable —let's get you paid.

Tell us about your business and a specialist will reach out with the payment solutions that fit — cards, ACH, eCheck, crypto, and offshore.

  • No cost and no credit pull to pre-qualify.
  • Your information is never shared with third parties.
  • A specialist reviews every application personally.

Have your documents ready? Submit the full merchant application to go straight to underwriting.

No cost, no credit pull, and your information is never shared with third parties.