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Federal Firearms License (FFL)

The federal license required to deal in firearms — a prerequisite for a compliant firearms merchant account.

A Federal Firearms License (FFL) is the license required to manufacture or deal in firearms in the United States. For payments, a valid FFL is the baseline an acquiring bank verifies before approving a firearms merchant.

Beyond the license, firearms sellers must show age-verification and shipping controls. With those in place, a supportive acquirer can bank the category that most generalist processors refuse.

Related industries

Firearms & Ammunition
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