Businesses Adyen won't approve — and who will
Adyen's published list names peptides and research chemicals directly, alongside CBD, weapons, U.S. gambling and more. Here's exactly how Adyen treats each high-risk category, and the compliant home for it.
Sourced from Adyen's published Prohibited and Restricted Products and Services list, last updated 2025-11-13.
Verify on AdyenWhat Adyen restricts — and where it belongs
Each category below is one Adyen bars or gates. All of them are businesses Peptides Payments underwrites.
Why Adyen declines these businesses
Adyen is an enterprise acquirer, and its list says eligibility depends on local and international law, card-network requirements, assessed chargeback and fraud risk, and reputational impact. A restricted category needs extra documentation before onboarding; a prohibited one is off the table. For peptide sellers the key line is explicit: peptides and research chemicals sit under hazardous materials.
Peptides Payments underwrites this to a dedicated high-risk merchant account — 90%+ approvals, USD payouts to your U.S. bank, and a checkout that feels like Stripe.
Merchant accounts we underwrite
If your business is in one of these categories, the Adyen decision was a category decision — not a decision about your business.
Frequently asked questions
Does Adyen accept peptide businesses?
Adyen's list places peptides and research chemicals under hazardous materials: prohibited for consumer (B2C) sales and restricted for B2B sales, which need extra documentation. Peptides Payments underwrites research-peptide merchants directly to a dedicated merchant account.
What's the difference between 'restricted' and 'prohibited' on Adyen?
Restricted means Adyen requires additional documentation before it will onboard you. Prohibited means the business cannot use Adyen's services at all. Adyen also notes that local payment methods can apply stricter rules than its own list.
What's the Adyen alternative for high-risk businesses?
Peptides Payments places the categories Adyen prohibits or restricts — peptides, CBD, supplements, gaming, vape and more — to dedicated high-risk merchant accounts with 90%+ approvals and USD payouts to your U.S. bank.
Secure, compliant, reliable —let's get you paid.
Tell us about your business and a specialist will reach out with the payment solutions that fit — cards, ACH, eCheck, crypto, and offshore.
- No cost and no credit pull to pre-qualify.
- Your information is never shared with third parties.
- A specialist reviews every application personally.
Have your documents ready? Submit the full merchant application to go straight to underwriting.