PeptidesPayments
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Pricing

Effective Rate

Total processing fees divided by total sales volume — the clearest number for comparing providers.

The effective rate is total processing fees divided by total volume for a period, expressed as a percentage. It captures every fee, not just the advertised headline rate.

It is the single most useful figure for comparing providers fairly, because it exposes markup that tiered or bundled pricing can hide.

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FundamentalsHigh-Risk Payment Processing Rates and Fees, Explained
Pre-qualify

Secure, compliant, reliable —let's get you paid.

Tell us about your business and a specialist will reach out with the payment solutions that fit — cards, ACH, eCheck, crypto, and offshore.

  • No cost and no credit pull to pre-qualify.
  • Your information is never shared with third parties.
  • A specialist reviews every application personally.

Have your documents ready? Submit the full merchant application to go straight to underwriting.

No cost, no credit pull, and your information is never shared with third parties.