Industry
Terminated Merchant File (TMF / MATCH)
A card-network blacklist of merchants terminated for cause — placement makes new accounts hard to obtain.
The Terminated Merchant File, better known as the MATCH list, is a shared database where acquiring banks record merchants terminated for cause — often for excessive chargebacks or compliance issues.
A MATCH listing follows a business for years and causes most banks to decline it outright. Getting placed processing again takes a specialist who works with banks willing to review the full context.