PeptidesPayments
Full glossary
Risk

3-D Secure (3DS)

An authentication layer that asks the cardholder to verify identity with their bank during checkout.

3-D Secure (3DS) adds a verification step where the cardholder confirms their identity with the issuing bank, shifting liability for certain fraud away from the merchant.

Applied where it makes sense, it can reduce fraud and chargebacks; applied everywhere, it can add checkout friction — so it should be tuned deliberately.

Pre-qualify

Secure, compliant, reliable —let's get you paid.

Tell us about your business and a specialist will reach out with the payment solutions that fit — cards, ACH, eCheck, crypto, and offshore.

  • No cost and no credit pull to pre-qualify.
  • Your information is never shared with third parties.
  • A specialist reviews every application personally.

Have your documents ready? Submit the full merchant application to go straight to underwriting.

No cost, no credit pull, and your information is never shared with third parties.