Offset your processing costs with compliant dual pricing
Show a cash price and a card price, let customers choose, and keep more of every sale — with a program configured to stay inside card-network rules.
Processing fees eat into every card sale. Dual pricing and cash discount programs offset that cost transparently, but the compliance details are easy to get wrong. We set your program up correctly, disclose it properly, and keep it current as rules change.
What you're up against
- Rising card fees quietly erode your margin on every transaction
- DIY surcharge setups break card-network rules and risk fines
- Disclosure and signage requirements that change by card type and state
How we fix it
Compliant program design
We configure dual pricing or a cash discount correctly, with the disclosures and signage the rules require.
Transparent at the point of sale
Customers see both the cash and card price up front — no surprise fees, no disputes.
Kept current as rules shift
Card-network and state rules change; we keep your program inside the lines so you never carry that risk alone.
Dual Pricing processing questions
Is dual pricing legal?+
Yes, when implemented correctly. Dual pricing displays a cash price and a card price and is broadly permitted, but the disclosure rules vary — which is why it should be set up by a processor who keeps it compliant.
What is the difference between dual pricing and surcharging?+
Dual pricing shows two prices and lets the customer choose; surcharging adds a disclosed fee to card transactions and follows stricter registration and cap rules. We can advise which fits your business.
Will customers be put off by two prices?+
Handled transparently, most customers accept it — the cash and card prices are shown up front, so there is no hidden fee at checkout.
Dual Pricing guides & resources
Secure, compliant, reliable —let's get you paid.
Tell us about your business and a specialist will reach out with the payment solutions that fit — cards, ACH, eCheck, crypto, and offshore.
- No cost and no credit pull to pre-qualify.
- Your information is never shared with third parties.
- A specialist reviews every application personally.
Have your documents ready? Submit the full merchant application to go straight to underwriting.