Payment processing for sweepstakes businesses
Sweepstakes and contest models trigger every fraud filter in the book. We give you processing that understands the model and protects your revenue.
Sweepstakes businesses see high transaction velocity and elevated chargeback exposure — exactly what mainstream processors flee from. We underwrite the model correctly, arm you with chargeback tooling, and spread risk across banks.
What you're up against
- High velocity instantly flags fraud systems
- Elevated chargebacks with no tools to fight them
- Processors that do not understand the sweepstakes model
How we fix it
Model-aware underwriting
We position your sweepstakes business so acquirers understand and accept the transaction pattern.
Chargeback defense
Early-warning alerts and representment workflows to protect your margins.
Risk spread across banks
Redundant processing that absorbs velocity instead of freezing on it.
Sweepstakes processing questions
Why do sweepstakes get flagged as high-risk?+
The combination of high transaction velocity and elevated chargeback rates trips standard fraud systems, so you need an account underwritten specifically for the model.
How do you help with chargebacks?+
We include early-warning alerts and representment tooling designed to reduce and dispute chargebacks before they hurt your account health.
Can you handle high daily volume?+
Yes — we build redundancy across processors precisely so high-velocity sweepstakes traffic is absorbed rather than flagged.
Sweepstakes guides & resources
Secure, compliant, reliable —let's get you paid.
Tell us about your business and a specialist will reach out with the payment solutions that fit — cards, ACH, eCheck, crypto, and offshore.
- No cost and no credit pull to pre-qualify.
- Your information is never shared with third parties.
- A specialist reviews every application personally.
Have your documents ready? Submit the full merchant application to go straight to underwriting.